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Low Variable Rate Home Loans
Everyday Competitive Owner Occupied and Investment Home Loan Rates

Talk to your customers today about our highly competitive everyday home loan rates for our Basic Variable and Freedom Package Variable home loans#

A Fixed Rate loan with all the benefits of a Variable home loan:

  • Optional Mortgage Offset account ††
  • Ability to make extra repayments **
  • Redraw Facility^^
  • Peace of mind with a Fixed Rate

A Variable Rate loan with big difference features:

  • ‘No frills’ home loan with a competitive variable interest rate
  • No monthly or ongoing fees
  • Redraw Facility^^
  • Borrow up to 90% LVR (different rates apply)

Contact your Broker Relationship Manager


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Important things you should know

Auswide Bank Ltd ABN 40 087 652 060, Australian Credit Licence 239686 is the credit issuer – approval is subject to meeting our credit assessment criteria, terms, conditions, fees & charges – full details on application. Prior to entering into a credit contract with us, you should read our Credit Guide. Rates may be withdrawn at any time without notice.

# Full details of the Freedom Package are available in the Freedom Package Schedule of Benefits and Freedom Package Terms & Conditions. As per the Freedom Package terms and conditions, some benefits will not be applied to your products unless you advise us that you're a Freedom Package customer. Freedom Package benefits not available on Bridging Loans.

† This rate is not available for existing loans, loans to fund investment properties, loans with an LVR above 80%, interest only loans, loan “pre-approvals” (excepting HGS) and loans to overseas residents.

~ This rate is not available for existing loans, loans to fund owner occupied residential property, loans with an LVR above 60%, interest only loans, loan “pre-approvals” and loans to overseas residents.

‡ After expiry of any fixed rate term, the rate reverts to the applicable Freedom Package Revert Variable.

^^Redraw is subject to Auswide Bank’s discretion – limits may apply.

** A break cost may apply if the fixed loan is paid out in full or any change made to the loan structure within the fixed term.

^ Comparison rates are based on secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts & terms will result in different comparison rates.

†† Mortgage Offset must be opened in at least one of the same names as the borrower’s loan account. To decide if a product is appropriate for you, please carefully read the relevant product terms & conditions or disclosure statement. A target market determination can be obtained here. To view full features and terms and conditions read our Guide to Mortgage Offset Accounts