Credit Cards

With an Auswide Bank Low Rate Visa Credit Card, customers can enjoy the freedom of a convenient globally recognised card.

Customers can save with a low annual fee and exceptionally low rates on both purchases & cash advances.

Low Rate Visa Credit Card

Save with a low annual fee and exceptionally low rates on both purchases & cash advances, whilst still enjoying a wide range of features.

1

Interest Rate

Low annual percentage rate on purchases and cash advances. You can find our current interest rates here.

2

Balance Transfer Rate

0% p.a. for 12 months *

3

Fees

Annual Card fee $50 p.a.+
(Fee is not charged when part of our Freedom Package)
Other fees and charges apply. View our Credit Card Rate & Fee Guide for full details.

4

Interest Free Period

Up to 55 days interest free on purchases^

5

Credit Limits Available

From $500 to $50,000 ~

1

Important things you should know

Auswide Bank Ltd ABN 40 087 652 060, AFSL No. 239686, Australian credit licence 239686 is the credit issuer. Credit criteria, fees & charges and terms and conditions apply.

^ The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. Interest on cash advance transactions is calculated from the date the transaction is debited to your card account.

+Subject to your credit approval and any waiver which may apply, you will be charged an Annual Card Fee of $50 for the Low Rate Visa credit card.

~ Credit Limits issued are $500 - $50,000. Actual Credit Limit will be assigned based on Auswide Bank's credit criteria.

* The Balance Transfer offer can be withdrawn at anytime without notice. Balance transfers from other Auswide Bank credit cards or loans may not be accepted. Upon expiry of a Balance Transfer offer, any unpaid balance of the Balance Transfer reverts backs to the Purchase Rate.